Property Description

Coastal living meets thoughtful design in this beautifully upgraded 4-bedroom, 4-bath townhome, ideally located just moments from public beach access and everything that Surf City has to offer. Enjoy peaceful marsh views from multiple vantage points and listen to the ocean while sipping your morning coffee or evening beverage on the screened porch. This home has been meticulously cared for and boasts a functional floor plan, enhanced by a private elevator servicing every level.
Inside, the home has been improved with durable engineered luxury vinyl plank flooring throughout, along with added insulation in both the walls and attic for increased efficiency. The kitchen is well-appointed with granite countertops a double oven, updated appliances, and a pantry. The living area offers a cozy focal point with a gas log fireplace and a newly installed mantel, while opening seamlessly to the screened porch overlooking the marsh.
The primary suite is designed as a private retreat, featuring its own sitting area, a porch with water views, and a spacious bathroom complete with a garden tub and separate shower. Plantation shutters are featured throughout most of the home, and custom barn doors add character in select areas. One of the guest bedrooms has been outfitted as a gorgeous home office with extensive built-in shelving and Ethernet access-ideal for remote work or flexible use.
Outdoor spaces are equally impressive, upgraded with low-maintenance Trex decking, tongue-and-groove ceilings, and a convenient outdoor shower equipped with a dog-washing attachment! The sunset views are absolutely stunning. Additional exterior features include a kayak storage rack and ample storage options, including a ground-level closet with shelving and under-stair space. There is mature landscaping with rare plants and an environmentally conscious drainage system that directs water back toward the marsh. Unique details set this property apart, including a decorative walkway between units that has been thoughtfully crafted with Megalodon shark teeth and whale bone.
Residents also enjoy access to community amenities including a pool and clubhouse to complete the coastal lifestyle experience. Seller has been approved through insurance for a brand new fortified roof!
There is a transferrable termite bond, home water softener, and an active flood insurance policy currently priced at $1,201 annually.
For information about our preferred lender and the incentive you may qualify for, please ask your agent to review the agent comments for additional details.

Features
: Heat Pump, Electric
: Heat Pump, Central Air, Multi Units
: None
: Gas Log
: Rear Porch, Screened, Covered, Front Porch, Porch, Balcony
: Paved, On Site, Underhouse
: Outdoor Shower
: Carpet, Tile, LVT/LVP
: Entrance Foyer, Walk-In Closet(s), Ceiling Fan(s), High Ceilings, Pantry, Elevator, Bookcases, Blinds/Shades, Walk-in Closet(s), Gas Log
: Sewer Connected, Water Connected
: Deeded Waterfront, Sound Side, Deeded Water Rights, Salt Marsh
Appliances
: Cooktop, Dishwasher, Dryer, Washer, Water Softener, Double Oven, Built-In Microwave
Address Map
US
NC
Pender
Surf City
28445
Boca Bay
204
Lane
W78° 28' 37.8''
N34° 26' 34.9''
Coming into Surf City over the bridge, take the second exit on the roundabout approx. 2 miles down N. New River Dr. to Left on Pender Ave. to N Boca Bay Lane and turn right. House on right in third building.
N
B
INCORP
Neighborhood
North Topsail
Topsail
Topsail
MLS Addon
Coldwell Banker Sea Coast Advantage-Hampstead
Taylor R Reed
Yes
Yes
$0
Additional Information
: Accessible Elevator Installed
Waterfront Community,Clubhouse,Community Pool,Maintenance Common Areas,Maintenance Grounds,Street Lights
2584
: Wood Frame, Composition
1
: Other, Pilings
: Two
: Cul-De-Sac, Landscaped, Deeded Waterfront, Sound Side, Deeded Water Rights, Salt Marsh
38 x 189 x 38 x 190
2026-04-10
2
https://www.zillow.com/view-imx/db089284-7fcd-4099-8959-1532e2ed95cb?wl=true&setAttribution=mls&initialViewType=pano
Financial
1740.0
Annually
1
Listing Information
579514295
o579502075
Cash,Conventional,FHA,VA Loan
Active
2026-05-24T13:37:19Z
HiveMLS
: Standard
2026-04-10T00:35:02Z

204 Boca Bay

204 N Boca Bay Lane B, Surf City, North Carolina 28445

4 Bedrooms
4 Bathrooms
2,584 Sqft
0.17 Acre
$899,000
Listing ID #100566136
Basic Details
Property Type : Residential
Listing Type : For Sale
MLS ID : 4eb7b3055aa40c2e475c696b7aa9fafc
Listing ID : 100566136
Price : $899,000
View : Marsh,Ocean,Sound,Water
Bedrooms : 4
Bathrooms : 4
Rooms : 7
Lot Area : 0.17 Acre
Square Footage : 2,584 Sqft
Year Built : 2007
Status : Active
Full Bathrooms : 4
Property Sub Type : Townhouse
Roof : Architectural Shingle
Waterfront Yn : 1
Agent info
Contact Agent