Are you looking for a turnkey vacation home with ocean views or a high-performing income-producing property? The Surf Gypsy, located in the heart of Surf City on Topsail Island, is fully upgraded with all the amenities your heart could desire. This property recently generated over $250,000 in rental income for 2024-2025 combined, making it an ideal opportunity for investors or those seeking a second home at the beach.

Located in a prime spot away from the busy main roads, yet just steps from the beach access and a short stroll to downtown Surf City’s popular restaurants, coffee shops, and local attractions. This 3-bedroom, 2-bath modern home features a chic coastal boho style and is sold fully furnished with all personal property and decor included. Amenities such as the heated saltwater pool, hot tub, expansive decks, and modern updates throughout offer the perfect combination of investment performance and unforgettable coastal living on Topsail Island.

Inside, Surf Gypsy offers a bright and inviting open floor plan, ideal for relaxing beach getaways or entertaining guests. The kitchen is appointed with high-end GE Café appliances, white shaker cabinets, quartz countertops, herringbone tile backsplash, large island bar, and built-in banquette, plus all secondary appliances guests might need–crockpot, air fryer, toaster, blender, and more. A fully stocked coffee bar is always a guest favorite.

White oak hardwood floors flow through the living areas and bedrooms, while tile floors are featured in the bathrooms. Downstairs, two bedrooms share a Jack-and-Jill bathroom, complete with a tiled alcove bathtub and shiplap accents for that classic beach cottage vibe. Up the spiral staircase to the upstairs, the primary suite boasts a vaulted shiplap ceiling, ocean views, a whimsical loft, and a spacious seating area. There is another room upstairs that has been utilized as a 4th bedroom and kid’s playroom but is not listed in the square footage due to sloped ceiling height less than 7ft. Seller has architectural plans for enlarging this room and raising the ceiling to make an official 4th bedroom as well as a 3rd full bathroom. Seller will convey the plans and renderings to the new owner at no charge.

Three 55-inch Roku TVs located in the primary bedroom, living room, and outdoor deck provide entertainment for every guest, whether relaxing inside or in the hot tub or pool. A large array of games for indoors and outdoors provide fun in all weather. Outside, the magic continues. A large deck off the primary suite features new patio furniture and a fire pit table. Multiple outdoor decks and a covered seating area with couches and hanging egg chairs create a resort-style backyard. The private heated saltwater pool allows for comfortable swimming from March through October, making this home a perfect retreat for all ages. The garage holds all the beach, pool and fun essentials needed such as floats, boogie boards, surf board, beach games, bicycles, fishing rods, foosball table and lounging area.

Located just moments from the shoreline and the walkable downtown district, Surf Gypsy offers prime access to Surf City’s restaurants, shops, fishing pier, and local attractions, while maintaining the privacy of a quiet retreat. Nearby fun-for-all activities include roller skating, bowling, laser tag, axe throwing, arcade games, children’s playgrounds, boating cruises, and fishing excursions.

Whether you’re seeking a turnkey investment with with all the heavy lifting done, a second home for beach getaways, or the best of both worlds, Surf Gypsy combines location, amenities, and a strong track record, including 5-star guest ratings and Superhost status. This is a special home that appeals to both adults and children. Properties like this are increasingly rare on Topsail Island–contact a Realtor today to schedule your showing or for more information. Start enjoying the beach lifestyle you’ve been dreaming of! *Seller is a broker