Property Description

Located on one of Ocean Isle Beach’s most coveted streets, this stunning deep-water canal home on Cumberland Street delivers the ultimate coastal lifestyle with quick, direct access to the ICW and short drive to ocean by boat. This home is being offered fully furnished —including the golf cart–this 4BR/4.5 bath waterfront retreat is ready for immediate enjoyment! Designed for both relaxed living and entertaining, the bright open floor plan with brand new LVP floors throughout, features vaulted ceilings, a dramatic 2 Story Great Room with fireplace & custom built-ins, and an abundance of natural light throughout. The spacious kitchen flows seamlessly into the living and dining areas, while each bedroom offers its own private bathroom and deck access for maximum comfort and privacy. The oversized primary suite features a private waterfront deck overlooking the canal. Enjoy all the boats passing by and you might even see an otter family! Outdoor living is where this home truly shines. Multiple waterfront decks and porches –including an updated screened porch(2026) off the kitchen–creating the perfect setting for sunrise morning coffee, sunset dinners, and entertaining. Enjoy the fenced backyard, tropical palm trees, tiki bar, and outdoor shower after a day on the boat or beach. Boaters will love the deep-water canal frontage with a 10,000-lb boat lift, providing easy access to the water anytime. The beach is just a short walk or golf cart ride away. Recent upgrades include a new FORTIFIED ROOF, brand-new LVP flooring throughout (2025), new deck boards, new screened porch (2026), new washer and dryer, and tankless hot water heater (2021). A 2-car garage plus a HUGE storage room provide ample space for beach gear, water toys, and more. You are walking distance to the Ocean Isle Beach park with outdoor concerts, restaurants, putt-putt and so much more. Rarely does a canal-front home combine LOCATION, updates, water access, and turnkey convenience so perfectly. This is truly a home that your family will make lifelong memories in! Come take a look before it’s gone!

Features
: None
: Heat Pump, Electric, Zoned, Fireplace Insert
: Ceiling Fan(s), Heat Pump, Zoned
: None
: Back Yard, Vinyl
: Deck, Rear Porch, Screened, Covered, Porch, Wrap Around, Patio, Balcony
: Garage, Garage Door Opener, Garage Faces Front, Tandem
: Irrigation System, Outdoor Shower, See Remarks, Shutters - Board/Hurricane
: Tile, LVT/LVP
: Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s), High Ceilings, Furnished, Kitchen Island, Pantry, Built-in Features, Bookcases, Blinds/Shades, Tray Ceiling(s), Walk-in Closet(s), Walk-in Shower, Smart Thermostat
: Laundry Closet, Washer Hookup, Dryer Hookup
: Sewer Available, Water Available
: Bulkhead, Water Depth 4+, Canal Front, Boat Lift
Appliances
: Dishwasher, Disposal, Dryer, Refrigerator, Washer, Electric Oven, Electric Cooktop, Tankless Water Heater, Electric Range, Built-In Microwave, Built-In Electric Oven, Mini Refrigerator
Address Map
US
NC
Brunswick
Ocean Isle Beach
28469
Cumberland
21
Street
W79° 34' 55.3''
N33° 53' 42.5''
After crossing Bridge to OIB, turn left on East Second Street, take left onto Cumberland Street. House is on the left.
Oi-R-1
Neighborhood
Union
West Brunswick
Brunswick County Schools
Shallotte Middle
MLS Addon
ASAP Realty
Suzanne M Polino
Yes
Yes
$0
Additional Information
None
1
2562
: Vinyl Siding, Wood Frame
2
: Slab, Other, Pilings
2.0
: Two
: Boat Slip, Boat Dock, See Remarks, Water Depth 4+, Bulkhead, Boat Lift
51 x 115 x 52 x 114
2026-05-20
2
: Public
Listing Information
550004848
550002461
Cash,Conventional
Active
2026-05-29T15:13:00Z
HiveMLS
: Standard
2026-05-20T19:56:17Z

21 Cumberland

21 Cumberland Street, Ocean Isle Beach, North Carolina 28469

4 Bedrooms
5 Bathrooms
2,562 Sqft
0.12 Acre
$1,395,000
Listing ID #100575420
Basic Details
Property Type : Residential
Listing Type : For Sale
MLS ID : edff336322307bd4fb6a37a07bd24732
Listing ID : 100575420
Price : $1,395,000
View : Canal,Water
Bedrooms : 4
Bathrooms : 5
Half Bathrooms : 1
Rooms : 7
Lot Area : 0.12 Acre
Square Footage : 2,562 Sqft
Year Built : 2003
Status : Active
Full Bathrooms : 4
Property Sub Type : Single Family Residence
Roof : See Remarks, Architectural Shingle
Waterfront Yn : 1
Agent info
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