Property Description

Welcome to Island Oaks, one of Topsail Island’s most coveted neighborhoods, where coastal living truly lives up to its name. Located third row from the beach, and tucked within the Live Oaks this stunning beach house offers a large living space, sweeping ocean and sound views that steal the show–sunrises, sunsets, and salty breezes included. Perfectly positioned in a private, oak-lined community, owners enjoy direct water access with a neighborhood boat ramp, making days on the Intracoastal just as effortless as mornings on the beach. Whether you’re boating, paddleboarding, or casting a line, this location is a dream for water lovers. The home features amazing decks on every level, providing multiple outdoor spaces to relax, entertain, and fully embrace island life from sunrise coffee to sunset cocktails. Adding exceptional versatility, the property includes separate ground-floor living quarters complete with a full bath and kitchen–ideal for guests, extended family, or private overflow space. Peaceful, private, and rich in coastal charm, this property offers the rare blend of natural beauty, exclusive amenities, and true Topsail Island lifestyle. A special opportunity to own in Island Oaks–where timeless oaks, tranquil waters, and unforgettable views come together.

Professional Photos and Floor Plan coming.

Features
: Electric, Zoned
: Zoned
: None
: Deck, Rear Porch, Covered, Front Porch, Porch, Open
: Attached
: Outdoor Shower
: Carpet, Tile, LVT/LVP
: Vaulted Ceiling(s), Entrance Foyer, Walk-In Closet(s), Ceiling Fan(s), Blinds/Shades, Walk-in Closet(s), Walk-in Shower, 2nd Kitchen, Apt/Suite
: Laundry Closet
: Sewer Connected, Water Connected
: Boat Ramp, Water Access Comm, Deeded Water Access, Deeded Beach Access, Third Row
Appliances
: Dishwasher, Dryer, Refrigerator, Electric Oven
Address Map
US
NC
Pender
Surf City
28445
Oak
106
Drive
W78° 25' 30''
N34° 24' 26.6''
From NC - 50 South. At traffic circle, continue straight onto NC-210/NC-50/ Surf City Bridge. Keep right to continue onto S Topsail Drive. Turn right onto Sound Dr. Turn right onto N Oak Dr. 106 N Oak Dr., Surf City, NC 28445
N
INCORP
Neighborhood
Surf City
Topsail
Surf City
MLS Addon
Coastal Realty Associates LLC
Garrett D Cox
Yes
Yes
$0
Additional Information
Waterfront Community,Beach Access,Maintenance Common Areas,Maintenance Roads,Ramp,Street Lights,Taxes
1
2887
: Wood Frame, Fiber Cement
2
: Other, Pilings
: Three Or More
: Wooded, Boat Ramp, Water Access Comm, Deeded Water Access, Deeded Beach Access, Third Row
50x130
2026-03-18
3
: Public
Financial
150.0
Annually
1
Listing Information
576001061
579502361
Cash,Conventional,VA Loan
Active
2026-04-20T22:11:59Z
HiveMLS
: Standard
2026-03-18T20:26:21Z

106 Oak

106 N Oak Drive, Surf City, North Carolina 28445

5 Bedrooms
5 Bathrooms
2,887 Sqft
0.15 Acre
$1,225,000
Listing ID #100551394
Basic Details
Property Type : Residential
Listing Type : For Sale
MLS ID : 04a12f0814e9b8563ebbbe952aa1f43b
Listing ID : 100551394
Price : $1,225,000
View : ICW,Marsh,Ocean,Sound,Water
Bedrooms : 5
Bathrooms : 5
Half Bathrooms : 2
Rooms : 10
Lot Area : 0.15 Acre
Square Footage : 2,887 Sqft
Year Built : 2020
Status : Active
Full Bathrooms : 3
Property Sub Type : Single Family Residence
Roof : Shingle
Agent info
Contact Agent